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Credit Risk Monitoring for Private Credit
Alkymi & FINBOURNE Technology
Advanced Credit Risk Monitoring, Purpose-Built for Private Credit.
A unified, real-time solution that connects borrower documents, financial metrics, and covenant compliance to detect risk before breaches occur.
Integrated Credit Risk Monitoring for Private Credit
Traditional Credit Monitoring Falls Short
Private credit monitoring often relies on manual processes and fragmented systems. Issues are frequently identified only after covenant breaches or payment defaults occur. As portfolios grow more complex and reporting obligations increase, this reactive approach introduces operational risk, delays insight, and limits oversight.
Private credit teams need earlier signals, stronger controls, and a unified view across borrower documents, financial data, and covenant calculations.
Modern Infrastructure for Private Credit Monitoring
FINBOURNE Technology and Alkymi have partnered to deliver an integrated credit risk monitoring solution that enables early detection of deteriorating credit facilities. By combining FINBOURNE’s advanced data management and analytics capabilities with Alkymi’s AI-powered document ingestion and monitoring platform, the joint solution helps asset managers, lenders, and asset owners identify emerging risks sooner, strengthen operational control, and enhance portfolio transparency.
Infrastructure for Modern Credit Risk Management
AI-Powered Document Intelligence and Monitoring & Unified Data Infrastructure and Analytics
Through Alkymi, clients can:
- Detect risks earlier by identifying signs of deteriorating credit quality before covenant breaches occur
- Reduce manual effort in tracking borrower reporting, covenant compliance, and documentation across complex portfolios
- Automate document processing to verify borrower deliverables are received and monitored on time
Alkymi transforms unstructured borrower documentation into structured, actionable data, eliminating manual tracking and enabling continuous monitoring.
Through FINBOURNE, clients can:
- Unify credit monitoring data with portfolio management, risk systems, and reporting workflows through bi-directional connectivity
- Maintain complete data lineage with bi-temporal accuracy across all private credit exposures and covenant calculations
- Eliminate manual reconciliation through real-time data virtualization across front, middle, and back-office functions
- Support diverse credit structures with flexible data models that accommodate varying covenant types without rigid schema constraints
FINBOURNE provides the modern data foundation that ensures monitoring data is connected, governed, and operationalized across the enterprise.
Ingest and Monitor Borrower Documentation
Alkymi automatically ingests and monitors borrower financial statements, compliance certificates, agent notices, and related documentation.
Extract and Structure Key Metrics
Critical financial data and covenant information are extracted and standardized for monitoring and analysis.
Integrate Across Systems
FINBOURNE connects this data with portfolio management, risk, accounting, and reporting systems.
Detect Early Warning Signals
Teams gain real-time visibility into covenant compliance, borrower performance , and potential deterioration before breaches occur.
Private credit is increasingly complex and document-intensive, placing significant pressure on operational and risk oversight functions. By partnering with FINBOURNE, we are combining best-in-class data management with AI-driven automation to give investment managers faster, more reliable insight into their portfolios while strengthening governance and control.
— Harald Collet, CEO, Alkymi
Private credit teams need infrastructure that can operate at the speed and scale of the market," said Gareth Evans. By combining Alkymi's document intelligence with FINBOURNE's unified data platform, we're giving credit professionals the real-time visibility and operational control they need, with the data quality, lineage, and auditability that modern risk management demands.
— Gareth Evans, Chief Product Officer, FINBOURNE Technology
The integrated workflow brings borrower documents, financial performance data, and covenant monitoring together to a connected platform.